The Role of the Other Driver’s Insurance
In the aftermath of a car accident, victims often face an overwhelming onslaught of decisions and dilemmas. One of the most common questions is: “Do I need to speak with the other driver’s insurance company?” With its vast experience in personal injury law, Faneuf Law Group offers expert guidance on the subject. The short answer is, “Get a lawyer.”
Insurance Company Objectives
Insurance companies are primarily concerned with protecting their interests in an accident. The other driver’s insurance company’s goal is to pay as little as possible or even deny the claim in full.
The Decision to Speak With Them So, - Do I Need to Speak to Them?
“So, Do I Need to Speak to Them?” Technically, you are not obligated to speak with the other driver’s insurance company. However, if you want to report the accident, give your account of the incident, claim your damages, or negotiate the settlement amount, you may need to.
Navigating the Conversation
Speaking with the other driver’s insurance personally can be risky. Should you decide to do it anyway, avoid making statements that an adjuster may interpret as admitting fault; document everything, including names, job titles, and the content of the conversation; and avoid making statements, especially recorded statements, without consulting an attorney beforehand.
The Importance of Legal Representation
Benefits of Hiring an Attorney
“Then How Do I Ensure I’m Fairly Compensated?” The simple solution is to hire an attorney. Legal representatives, like Faneuf Law Group’s staff, can reduce the stress and uncertainty of dealing with insurance companies. We have helped thousands of personal injury cases reach a resolution. Let us deal with all of the paperwork and hassles while you rest and get back on your feet.
Countering Adjuster Tactics
While insurance adjusters aim to minimize payouts, lawyers work to secure appropriate compensation for their clients. Claimants may need to familiarize themselves with insurance adjusters' tactics inteded to confuse or manipulate them. A lawyer is well-versed in these tactics and can navigate these conversations easily. We can also interpret the complex legal jargon in insurance policies, so claimants are not blindsided by any clause or condition.
Accurate Evaluation of Damages
An attorney can also accurately evaluate your damages--from medical bills to lost wages and emotional trauma. They know how to substantiate your claim so your compensation reflects your suffering and losses.
Skilled Negotiation
On top of that, attorneys have the negotiation skills necessary to go head-to-head with insurance adjusters. Faneuf Law Group employs skilled lawyers with experience in their fields so their clients receive the best representation possible.
Making the Right Choice - How a Personal Injury Attorney Can Help You
While reaching out directly to the other driver’s insurance company after an accident may be tempting, the complexities and potential risks make hiring a personal injury attorney to communicate on your behalf an easy choice. Faneuf Law Group's seasoned attorney can make the difference between a just and an unjust settlement. You do not hire us out of pocket as we only get a percentage of any settlement or verdict we obtain. If you need to speak with an insurance company after a car crash, contact Faneuf Law Group today.